Carlos is the consumate mortgage professional. His dedication to the industry and the customers he serves is second to none. Carlos has an appetite for learning and is always staying ahead of the changes in Residential Mortgage Lending..
— Barry Aldorisio
Carlos Moreno comes with my highest recommendations. Many of our clients have worked with Carlos and they have all been really happy with his level of service and expertise. He is always looking for new ideas to assist his clients.
I admire him for his creative work and his willingness to “give first”.
You would be doing yourself a favor to align yourself with Carlos as I have.
— Carlos Vargas
I’ve known Carlos for 15 years. He has been a good friend He has a great work ethic, strong sales abilities and is very personable. Carlos put the customers first which I believe is the key to be successful in the mortgage and real estate business.
— Joseph Cavallaro
Thank you for providing such a painless and easy process for my mortgage. I have bought a house in the past and refinanced before, but yours was by far the best one yet. Also, thanks to all your team at TD Bank for providing such a fast closing. It was amazing and everything worked out perfectly.
— David Chang



If I've helped one person go after their dream home or overcome a difficult mortgage process, that's  really important to me and I consider that successful. Delighting customers is the name of the game in which we are all engaged.


the customer experience

About Me


After working for many years in the customer service industry in one of the top hotels in Boston I decided to start a career in the real estate industry in 2001, my main focus was to get the knowledge and experience in 3 areas of the real estate industry; Mortgage, Real Estate Sales, and property management.  My real estate background has not only been a great asset in advising my clients but in creating and drafting real estate investment strategies for clients looking to buy the first home or add real estate in their personal portfolio investment.

Carlos was very professional and customer oriented, I really appreciated all the help he provided me during my mortgage application. I look forward to work with him again in the future.
— Don Zheng
Carlos provided me with an exceptional service during my mortgage application, I appreciate his great advice and explanation about the interest rates that were available. I felt that he has my interest in mind, and he provides me with all the valuable information which have allowed me to make the best decision. I am very happy with the product I currently have. I also appreciated a lot the fact that Carlos always called me back very quickly every time I left him a voicemail. I was lucky to have Carlos as my mortgage officer.
— Jean Fenel Edmond
I can’t stress how lucky we were to be placed with Carlos when we started our home buying adventure. Our financial portfolio was far from straight forward or simple, but this did not deter Carlos. He sat down with us and made sure he understood the details of us, as his clients, as well as our goals. He turns a stressful situation into a relatively worry-free one. We are now very happy homeowners and truly could not have done it without the help, understanding, patience and strong work ethic that Carlos brought to the table. Thank you, Carlos! We truly hope to do business with you again.
— Brendon Providence
Carlos did a wonderful job in helping me to get a mortgage. Throughout the process there were few issues, he was very patient to help me to resolve the problems. He answered all my concerned question which I was not able to obtain from my loan processor. I would definitely recommend Carlos to anyone who is seeking to apply for a mortgage.
— Vien Pham